Investment Management Process

Our Detailed Process

1. We utilize a combination of the top investment companies in the World to determine our recommendations on what percentage of each portfolio is allocated to each asset class. It’s a combination of assessing capital market assumptions and our knowledge of the markets to determine what we think will work best for each client.
2. We pay for a portfolio management tool called Stock Rover that we use to track and monitor funds within asset classes. We typically use 5- or 10-year averages to determine which funds we are investing in. Because we are Independent, we pick from the universe of investments and select the most appropriate ones for you.
3. We also use software to generate reports to help us examine the weighting of individual holdings within the portfolio. This includes how much of the entire portfolio is in a specific stock and the overall ratings of any fixed income investments (bonds).
4. Every quarter, like clockwork, we rebalance every account and look for possible tax harvesting. We track any capital gain and losses for non-retirement accounts for the lifetime of our engagement. This helps us coordinate our efforts with your CPA and any future trading that needs to be done.
5. We constantly monitor our portfolios and the markets. We lean heavily on our resources to ensure that our portfolios align with their overall objectives.